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Offshore banking is often associated with a high level of financial sophistication and, sometimes, chicanery. However, the reality is that the average person can open an offshore bank account with just a few hours of work. Each offshore bank and foreign jurisdiction has its own requirements, so you’ll have to do some research to find the specifics relevant to your situation. The following is an overview of what you can expect, based on common offshore banking centers such as Switzerland, the Cayman Islands, and the Channel Islands. The Basic Requirements The basics of opening an offshore bank account are similar …Read more »

Living in an increasingly digital world is great for comfort and convenience, but there’s a downside to greater reach in the digital realm: It creates new avenues for theft and fraud. “Data theft, for both companies and individuals, is one of the top security concerns for 2017,” said Garit Boothe, a technology specialist at Frontier Communications. “There’s a growing threat to personal information security, but a lot of consumers are left in the dark as to how to deal with the effects.” Yet, despite this growing threat, many people are unfamiliar with the details of credit card fraud and identity …Read more »